Changes to the Travel Guard Insurance Sold Through The Watl Disney Travel Company

April 21, 2009 at 2:06 am Leave a comment

I’ve just received notification that some new things are now being covered by the Travel Guard insurance that you can purchase with your Walt Disney World Resort packages.  The insurance now covers:

  • Cancellation due to loss of employment, as long as the guest has been employed with their company for 5 years or longer.
  • Active-Duty Military who are re-deployed
  • Flight Delays of 12 hours or longer
  • Dispatching of a phsician for minor illnesses right to the guest’s hotel room.
  • Third-party air (airfare not booked through The Walt Disney Travel Company.

My thoughts on the insurance:

  • You probably do not need the travel insurance if you are driving your own car to Walt Disney World.   There is no cancellation penalty if you cancel more than 45 days prior to scheduled arrival (prior to final payment.  The  cancellation penalty is only $100 if you cancel 45 – 6 days prior to arrival.  The penalty is $200 if you cancel 5 Days to 24 hours prior to scheduled arrival.   Insurance for two adults (children are covered by the parent’s, if staying in the same room) is $133.80.   The guaranteed cost of the insurance outweighes the potential benefit.
  • This insurance has some pre-existing medical exclusions.  You’ll want to ask some questions before purchasing the travel insurance if this could apply to you.
  • Insurance can be a very good idea if you purchased non-refundable, non-transferrable airline tickets.  It is also a good idea if you aging or sickly relatives that might need you to cancel or to cut your vacation short.

Please feel free to contact us with questions about this travel insurance or about anything related to a Walt Disney World Vacation.

Thank you,

Build A Better Mouse Trip
Toll free: 877-815-6515

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